Disclaimer
Last updated: March 2026
For educational purposes only
LoanLens is a financial modelling tool designed to help you understand the potential implications of EMI decisions. The results, scores, and projections shown are based on the numbers you enter and standard financial formulas. They are not financial advice, and should not be treated as such.
Not a licensed financial advisor
LoanLens is not a registered investment advisor, financial planner, or credit counsellor under SEBI, RBI, or any other regulatory body. The affordability scores and stress test results are illustrative and do not constitute personalised financial advice.
Your responsibility
All financial decisions, including whether to take a loan, are your own. We strongly recommend consulting a qualified financial advisor for major financial commitments. LoanLens is a starting point for your thinking, not the final word.
Accuracy of projections
SIP projections and future income estimates are based on assumed growth rates and are hypothetical. Past market performance does not guarantee future returns. Actual results will vary based on market conditions, personal circumstances, and other factors.